Kathryn Mussell (KM)
Terms and Conditions
All sales are billed in USD.
All sales are final. KM does not accept returns on products and our programs, including coaching are non-refundable.
Installment Payment Policy
We reserve the right to remove access to all groups, programs and materials should any automatic monthly payments decline or if payment is not received as outlined in the Client Contract. Should the client voluntarily choose to terminate their access to any program or service that is part of a payment plan before said payment plan has been completed, the client is still responsible for the entire payment amount and a final invoice will be issued to the client with full payment balance due immediately. *See refund policy above.
Recordings and Future Use
KM reserves the right to record all live program calls for future use.
This website (the “Site”) is owned and operated by Kathryn Mussell. “kathrynmussell.com”
Terms of Service on this website.
By continuing to use the Site after KM posts any such changes, you accept the Terms of Service, as modified.
In the event of a dispute between us, you agree to not engage in any conduct or communications, public or private, designed to disparage the Program, the Coach (Kathryn Mussell) or any of the Program participants. Where required by law or arbitration, you are not prohibited from sharing your thoughts and opinions as a part of the legal process.
Intellectual Property Rights
Our Limited License to You
This Site and all the materials available on the Site are the property of KM and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by KMW. More specifically, unless explicitly authorized in these Terms of Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Throughout the Site, KM may provide links and pointers to Internet sites maintained by third parties. The linking to such third-party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither we nor affiliates operate or control in any respect any information, products or services that third parties may provide on or through the Site or on websites linked to by KM on the Site.
If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not KM. Neither KM nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content.
Any information or services provided in coaching and mentoring, energy healing, or in an intuitive mentoring process is offered only for its inspirational, suggestive, educational, and informative value. No information given is meant to be a substitute for professional medical, financial, or religious advice. Clients agree to accept full responsibility for the practical application of the information provided.
By participating in/reading my coaching service/website/blog you acknowledge that I am not a licensed psychologist or health care professional and my services do not replace the care of psychologists or other healthcare professionals; be it emotional, mental, physical, or spiritual in nature. Coaching and energy healing is in no way to be construed or substituted as psychological counseling or any other type of therapy or medical advice. I will at all times exercise my best professional efforts, skills and care. However, I cannot guarantee the outcome of coaching efforts and/or recommendations on my website/blog and my comments about the outcome are expressions of opinion only. I cannot make any guarantees other than to deliver the coaching and energy healing services purchased as described.
This website/blog is an educational and informational resource for individuals and business owners. It is not a substitute for working with a business consultant or other personal healthcare professionals. I cannot guarantee the outcome of following the recommendations provided and any statements made regarding the potential outcome are expressions of opinion only. I make no guarantees about the information and recommendations provided herein.
Energy therapy is a natural method of energy balancing, but is not meant as a substitute for medical, or psychological, diagnosis and treatment.
Energy practitioners do not diagnose conditions, nor do they perform medical treatment, prescribe substances, or interfere with the treatment of a licensed medical professional.
Energy therapy or any other natural healing therapy should not compete with medical doctors and their treatments.
All therapies are meant to complement medical treatments.
By continuing to use/read/participate in this website/blog you acknowledge that I cannot guarantee any particular results, as such outcomes are based on subjective factors that are not within my control. Therefore, following any information or recommendations provided on this website/blog/email series are at your own risk. If you need business advice, you should hire a business consultant or other professional.
Guided Meditation audio tracks have been made available so that individuals unfamiliar with guided meditation may understand the benefits of this healing modality. The meditative audio tracks are in no way meant to be a substitute for any form of medical treatment. Please read Guidelines for Use and Disclaimer below before continuing with use. KM assumes no responsibility or liability for the use of meditations not in compliance with the guidelines for use below.
Guidelines for Use of Meditative Audio Tracks
Guided Meditation tracks should never be listened to while driving or operating any heavy machinery. Meditations are intended for quality of life enhancement and should never be used as a substitute for professional treatment from a physician.
Furthermore, KM neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by anyone other than an authorized KM representative while acting in her official capacity.
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE, PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE, INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR OTHERWISE.
You agree at all times to defend, indemnify and hold harmless KM, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL KM BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING ITS MATERIALS, PRODUCTS, OR SERVICES, OR THIRD PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH STATES, KM’s LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.
THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND KM MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESSED, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.
PARTICIPANT acknowledges and agrees that no representation has been made by KM and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in this program.
What information does KM collect?
KMW collects information from you when you register on this site, place an order, subscribe to the blog or newsletter, respond to a survey or fill out a form. When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.
What does KM use your information for?
Any of the information collected from you may be used in one of the following ways: To personalize your experience, to improve the website, to improve customer service, to process transactions, administer a contest, promotion, survey or other site feature and to send periodic emails.
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
If at any time you would like to unsubscribe from receiving future emails, KM includes detailed unsubscribe instructions at the bottom of each email.
Information We Collect Through Automatic Data Collection Technology. As you navigate through this Website, KM may use automatic data collection technologies including Google Analytics to collect certain information about your equipment, browsing actions, and patterns. This will generally include information about your location, your traffic pattern through this website, and any communications between your computer and this Website. Among other things, we will collect data about the type of computer you use, your Internet connection, your IP address, your operating system, and your browser type.
Does KM disclose any information to outside parties?
KM does not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating the website, conducting daily business, or servicing you, so long as those parties agree to keep this information confidential. KM may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
How do we protect your information?
KM implements a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.
We employ commercially reasonable methods to ensure the security of the information you provide to us and the information we collect automatically. This includes using standard security protocols and working only with reputable third-party vendors.
Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Credit Card information and other sensitive information is never transmitted via email.
The Company may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.
For site security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.
After a transaction, your private information (credit cards, social security numbers, financials,etc.) will not be kept on file for more than 30 days.
These service providers are not permitted to use the information collected on our behalf, except to help us conduct and improve our business.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites.
Nonetheless, KM seeks to protect the integrity of the site and welcome any feedback about these sites.
Visitors’ GDPR Rights
If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. Those rights include:
We will retain any information you choose to provide to us until the earlier of: (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) the Company decides that the value in retaining the data is outweighed by the costs of retaining it.
You have the right to request access to your data that the Company stores and the rights to either rectify or erase your personal data.
You have the right to seek restrictions on the processing of your data.
You have the right to object to the processing of your data and the right to the portability of your data.
To the extent that you provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.
You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.
We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.
Contacting Kathryn Mussell